Staybull provides HO6 insurance for condominiums all across the State of Florida. We are an independent insurance agency that writes HO6 insurance with many top rated Florida insurance companies. When we receive a quote request from you, we will check with all of the companies we write with to provide you with the best rates and coverage options available. We also have coverage available for condominium units that are rented to others. Whether you are a full-time Florida resident or just live here part-time we can find a policy for you. Please feel free to give us a call or use our chat feature if you have any questions.
Florida HO6 Insurance Q&A
What does HO6 policy cover in Florida? Standard HO6 policies in Florida will cover things like additions and alterations, personal property, liability, medical payments, loss assessment and loss of use. Some of the perils insured against are fire, lightning, windstorm, hail, vandalism, theft, and accidental discharge or overflow of water.
How much does HO6 insurance cost in Florida? Your rates are determined by many factors including the coverage’s that you select, the location of your property, and risk factors of the building that your unit is located in.
Can I purchase HO6 insurance in Florida if my condo is a secondary residence? Yes coverage can be purchased if the unit is occupied on a secondary or seasonal basis.
What if my condo is rented out? You can still purchase an HO6 policy but you would need to add the “unit rented to others” endorsement. We can also provide coverage if your condo is rented on a short-term or weekly basis.
What if my condo is deeded in the name of an LLC or trust? We can provide HO6 insurance for condominiums deeded in the name of an LLC, trust, or self directed IRA.
Can I make payments on my Florida HO6 insurance? In most cases you can make quarterly payments on HO6 policies, but sometimes if you have a lien on your condominium the bank might require you to pay the first policy term in full.
Is HO6 Insurance required in Florida? HO6 Insurance is typically required if you have a loan on your condo. In some cases condominium associations also require this type of coverage.
Why choose Staybull for your HO6 Insurance?
Electronic Signatures – Our agency uses the latest technology to service our customers. You can get a quote and purchase your HO6 policy from any computer or smartphone.
Customer Service – We strive to provide the best customer service possible. Our agents will guide you through purchasing the coverage that fits your needs and your budget.
Statewide Coverage – We have six locations throughout the State of Florida and can provide HO6 insurance in every city.